Bathroom (5.08 × 9.08)
4-Piece
Level: Main
98 Waterloo Avenue
Downtown, Guelph, ON N1H 3H8
Description
A RARE OPPORTUNITY FOR FIRST TIME HOME BUYERS LOOKING TO LIVE-IN AND OFFSET THEIR MORTGAGE! Whether you're an investor or a savvy buyer, you will love the versatility of this home. Find parking for 4 vehicles, STRONG WALKABILITY to the Downtown Core, parks, restaurants, shopping, and easy access for those who prefer to bike. The main floor of this home hosts a unit spanning OVER 1000 Sq Ft of living space. Enjoy exclusive use of a 11 ft x 14 ft back deck. Inside, 2 bedrooms, a beautiful sunroom/second living area, designated dining area with skylight, space for a home office, two full-bathrooms, two bedrooms, large windows, and in-suite laundry. This unit is full of charm, with the original hardwood floors, beautiful trim, and so much potential to make it a hip, design forward space that suits your taste. Working from home is easy, with spaces for more than one office. It's not often you find this big of a main floor unit in such a central location. This unit is now VACANT and move in ready! Upstairs, let the 2 bedroom unit above offset your mortgage. Currently tenanted and generating $2,500 a month (inclusive of utilities), this is a fantastic investment opportunity. Two bedrooms, a newly renovated bathroom, in-unit laundry and access to a rooftop patio overlooking the mature treelines beyond. An added bonus is the space below the deck, where the exterior door leads to the unfinished basement, the ideal, dry storage spot for you and your tenants belongings. Whether you are a young professional/ university-grad looking for a location central to the downtown area, an investor looking to rent both units and generate over $5,000 a month, or a first-time buyer looking for a savvy move, 98 Waterloo Avenue offers: a prime location, parking, a private backyard, a solid, double-wide brick exterior in great shape, and is already generating a positive cashflow.
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- 40875083
- Board
- Cornerstone (ITSO) MLS®
- Days on market
- Tax
- $5,227
- Size
- 2169 sqft
- Lot
- 51.82 × 83.59 ft
- Parking
- 4 Parking
Listing History
Listing activity for 98 Waterloo Avenue, Guelph, ON
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $845,000 | N/A | For Sale | 40875083 |
Property Details
Property
- Property Type
- Single Family Residence
- Style
- Traditional
- Community
- Downtown
- Municipality
- Guelph
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Basement Type
- Partial, Unfinished
- Kitchens
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air, Natural Gas
Building
- Size
- 2169 sqft
- Construction
- Brick
Parking
- Driveway
- Private Drive Single Wide
- Add. Parking
- 4
- Total Parking
- 4
Land
- Sewer
- Sewer (Municipal)
- Lot Size
- 51.82 × 83.59 ft
Additional
- Year built
- 1895
- Foundation
- Stone
- Roof
- Asphalt Shing
- Fireplace
- 1
- Extras
- Water Softener, Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Rooms (15)
Living Room (10.08 × 15.06)
Level: Second
Bedroom (11.05 × 9.1)
Level: Main
Bedroom (10.1 × 14.06)
Level: Second
Bathroom (6.01 × 6.09)
4-Piece
Level: Main
Laundry (5.01 × 9.07)
Level: Main
Den (12.07 × 13.09)
Level: Main
Bedroom (11.06 × 15.09)
Level: Second
Living Room (17.07 × 15.07)
Level: Main
Bedroom Primary (23.05 × 12.04)
Level: Main
Bathroom
4-Piece
Level: Second
Kitchen (7.04 × 11.05)
Level: Second
Breakfast Room (15.02 × 9.07)
Level: Main
Kitchen (12.07 × 9.08)
Level: Main
Dining Room (8.03 × 12.06)
Level: Main
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
14 records read 9 on record nearby 5 checked, none on recordRead 2026-11-03
Water and conservation
- No mapped wetland within 120 m
- No water-supply well recorded within 250 m16 test or monitoring holes also recorded.
- Bedrock about 2.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.
Province of Ontario open data
Planning and building activity
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- Nearest airport: 5.2 km
Province of Ontario open data
Around the home
- Nearest rail line: 200 m
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- 1 licensed pit or quarry within 2 kmThe nearest is 1.5 km away, as mapped.
- No recorded oil, gas or salt well within 250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Owens Corning Composite Materials Canada LP — Guelph Glass Plant, 1.8 km away. Only facilities above the inventory’s reporting thresholds are listed.
- 1 federal contaminated site within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by Alectra Utilities Corporation
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$3,874
- Down payment$169,000
- Mortgage amount$676,000
- Total interest$486,200
- Total cost$1,331,200
Cash flow analysis
$3,874
Total monthly payment
$4,310
Break-even down payment
100%
Cash flow-$4,310
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
$845,000
$845,000
CAD
Estimate unavailable
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